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Status: Unreviewed

OCA/BW Split Questions

Common questions about the 70/30 commission split.

The Split Explained​

WalletPercentagePurpose
OCA (Operating Cash Account)70%Withdrawable cash
BW (Bonus Wallet)30%Converts to CSR

Frequently Asked Questions​

"Can I change the split?"​

No. The 70/30 split is fixed and automatic. You cannot:

  • Get 100% to OCA
  • Get 100% to BW
  • Change the ratio

"Why is 30% going to Bonus Wallet?"​

The BW portion:

  • Converts to additional CSR
  • Delivers starting week 44
  • Is part of the compensation structure
  • Aligns participant interests

"Can I withdraw from Bonus Wallet?"​

No. The BW is not withdrawable as cash. It automatically converts to CSR which is delivered after primary CSR delivery completes.

"Can I move BW funds to OCA?"​

No. The wallets are separate. BW funds cannot be transferred to OCA.

"When do I get my BW as CSR?"​

EventTiming
Primary CSR deliveryWeeks 1-40
Primary completesWeek 40
Bonus CSR beginsWeek 44

"My commission shows less in OCA than expected"​

If you expected €100 and see €70 in OCA:

  • That's correct (70%)
  • €30 is in BW
  • Total = €100

Example Calculations​

Commission EarnedOCA (70%)BW (30%)
€100€70€30
€1,000€700€300
€10,000€7,000€3,000

Checking Your Balances​

In Back Office:

  • OCA balance: Withdrawable amount
  • BW balance: Pending CSR conversion
  • Both shown separately

Common Misunderstandings​

WrongCorrect
"I should get 100% in OCA"70% to OCA is correct
"BW is lost money"BW converts to CSR
"I can choose the split"Split is fixed
"BW is immediately available"Delivery starts week 44