CSR Withdrawal Thresholds

Limits and approval requirements for CSR withdrawals.

Standard Thresholds

Property	Threshold
Minimum withdrawal	Varies by balance
Large withdrawal trigger	300,000 CSR
Processing fee	250 CSR

Approval Tiers

CSR Amount	Approval Required
< 300,000 CSR	Standard approval
≥ 300,000 CSR	CEO approval required

Why Thresholds Exist

Reason	Purpose
Risk management	Prevent fraud
Compliance	AML requirements
Operational	Ensure liquidity
Security	Additional verification

Large Withdrawal Process

For withdrawals ≥ 300,000 CSR:

flowchart TD
    A[Request Submitted] --> B[Initial Review]
    B --> C[Escalate to CEO]
    C --> D{CEO Decision}
    D -->|Approved| E[Execute Withdrawal]
    D -->|Declined| F[Notify Member]
    D -->|More Info| G[Request Details]
    G --> C

Additional Verification

Large withdrawals may require:

• Confirmation of identity
• Source of CSR verification
• Purpose of withdrawal
• Additional documentation

Processing Time Impact

Withdrawal Size	Expected Time
Small/Medium	Standard processing
Large (≥300K)	Additional 1-3 days for CEO review

Splitting Withdrawals

Can I split to avoid thresholds?

• System tracks cumulative withdrawals
• Splitting to avoid review is prohibited
• May result in account review
• Process designed for legitimate use

Temporary Holds

Withdrawals may be held for:

• Suspicious activity review
• Compliance verification
• Large amount verification
• Account security concerns

What Triggers Extra Review

Trigger	Action
First large withdrawal	Additional verification
Sudden spike in activity	Security review
New destination address	Address verification
Account flags	Compliance review