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Primary Wallet/BW Split

Understanding the 70/30 commission split.

The Split

When you earn commissions:

  • Primary Wallet (70%) — Withdrawable cash
  • Bonus Wallet (30%) — Converts to CSR

Example

You earn €1,000 in commissions:

  • Primary Wallet — €700
  • Bonus Wallet — €300

Primary Wallet

  • Purpose — Withdrawable earnings
  • Contents — 70% of commissions
  • Withdrawal — Yes, to bank or crypto
  • Minimum withdrawal — $150
  • Maximum withdrawal — $3,000 per transaction

Primary Wallet Withdrawal Rules

  • Only commission funds (not deposits)
  • One withdrawal at a time
  • Approval required
  • Weekly pay run processing

Bonus Wallet (BW)

  • Purpose — Additional CSR delivery
  • Contents — 30% of commissions
  • Withdrawal — Not directly withdrawable
  • Converts to — CSR Plastic Credits
  • Delivery starts — Week 44

Bonus Wallet Characteristics

  • Cannot withdraw as cash
  • Cannot transfer to Primary Wallet
  • Automatically converts to CSR
  • Delivery after primary CSR completes

Why This Structure?

  • Immediate cash — 70% available for withdrawal
  • Additional CSR — 30% grows your CSR holdings
  • Aligned interests — Participation in platform growth

Cannot Change the Split

  • Can I get 100% to Primary Wallet? No
  • Can I get 100% to Bonus Wallet? No
  • Can I change the ratio? No
  • Is this negotiable? No

The split is automatic and fixed for all IAs.

Tracking Your Wallets

In your Back Office:

  • Primary Wallet balance shown separately
  • Bonus Wallet balance shown separately
  • Transaction history for each
  • Pending credits visible

Wallet Flow