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Earnings Claims - Prohibited

What you must NEVER say about income and earnings.

Absolutely Forbidden​

Income Guarantees​

Never say:

  • "You WILL make $X"
  • "Guaranteed income"
  • "You can't fail to earn"
  • "Everyone makes money"
  • "100% success rate"

Specific Income Promises​

Never say:

  • "Make $10,000 your first month"
  • "You'll earn $X per week"
  • "This pays better than your job"
  • "Replace your income in 30 days"

Lifestyle Promises​

Never say:

  • "Buy your dream car"
  • "Quit your job in X months"
  • "Financial freedom guaranteed"
  • "You'll be rich"
  • "Pay off all your debts"

Investment Claims​

Never say:

  • "CSR is an investment"
  • "Get returns on your money"
  • "Better than stocks/crypto"
  • "Your money will grow"
  • "Invest in CSR"

Misleading Comparisons​

Never say:

  • "Better than a 401k"
  • "Like getting paid interest"
  • "Your money works for you"
  • "Passive income guaranteed"

Why These Are Prohibited​

  • FTC violations — Deceptive advertising
  • Securities law — CSR is not a security
  • Consumer protection — Misleads potential participants
  • Company policy — Violates IA Agreement
  • DSA Code of Ethics — Industry standards

Real Examples of Violations​

Social Media Post - WRONG​

"Join now and make $5,000/month! I did it, you can too! 🚀💰"

Problems:

  • Implies guaranteed income
  • No disclaimers
  • Uses pressure ("now")
  • Promises specific amount

Conversation - WRONG​

"Trust me, everyone who joins makes money. Just do what I do and you'll be earning six figures."

Problems:

  • "Everyone makes money" is false
  • Implies guarantee
  • No discussion of individual factors

Consequences​

  • First offense — Warning, required training
  • Repeated — Suspension
  • Serious/public — Termination
  • Regulatory complaint — Legal action possible

When in Doubt​

Ask yourself:

  • Am I promising something I can't guarantee?
  • Would the FTC have a problem with this?
  • Am I making this sound like an investment?
  • Have I included proper disclaimers?

If unsure, don't say it. Use approved materials only.