Status: Unreviewed
Earnings Claims - Prohibited
What you must NEVER say about income and earnings.
Absolutely Forbidden
Income Guarantees
| ❌ Never Say |
|---|
| "You WILL make $X" |
| "Guaranteed income" |
| "You can't fail to earn" |
| "Everyone makes money" |
| "100% success rate" |
Specific Income Promises
| ❌ Never Say |
|---|
| "Make $10,000 your first month" |
| "You'll earn $X per week" |
| "This pays better than your job" |
| "Replace your income in 30 days" |
Lifestyle Promises
| ❌ Never Say |
|---|
| "Buy your dream car" |
| "Quit your job in X months" |
| "Financial freedom guaranteed" |
| "You'll be rich" |
| "Pay off all your debts" |
Investment Claims
| ❌ Never Say |
|---|
| "CSR is an investment" |
| "Get returns on your money" |
| "Better than stocks/crypto" |
| "Your money will grow" |
| "Invest in CSR" |
Misleading Comparisons
| ❌ Never Say |
|---|
| "Better than a 401k" |
| "Like getting paid interest" |
| "Your money works for you" |
| "Passive income guaranteed" |
Why These Are Prohibited
| Reason | Details |
|---|---|
| FTC violations | Deceptive advertising |
| Securities law | CSR is not a security |
| Consumer protection | Misleads potential participants |
| Company policy | Violates IA Agreement |
| DSA Code of Ethics | Industry standards |
Real Examples of Violations
Social Media Post - WRONG
"Join now and make $5,000/month! I did it, you can too! 🚀💰"
Problems:
- Implies guaranteed income
- No disclaimers
- Uses pressure ("now")
- Promises specific amount
Conversation - WRONG
"Trust me, everyone who joins makes money. Just do what I do and you'll be earning six figures."
Problems:
- "Everyone makes money" is false
- Implies guarantee
- No discussion of individual factors
Consequences
| Violation | Possible Consequence |
|---|---|
| First offense | Warning, required training |
| Repeated | Suspension |
| Serious/public | Termination |
| Regulatory complaint | Legal action possible |
When in Doubt
Ask yourself:
- Am I promising something I can't guarantee?
- Would the FTC have a problem with this?
- Am I making this sound like an investment?
- Have I included proper disclaimers?
If unsure, don't say it. Use approved materials only.