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Earnings Claims - Allowed

What you CAN say about income and earnings.

Safe Earnings Statements​

Factual Compensation Structure​

You CAN say:

  • "IAs earn commissions on downline purchases"
  • "The compensation plan pays X% on level 1"
  • "Commission rates are documented in the Compensation Plan"
  • "Earnings depend on individual effort and results"

Your Verified Personal Experience​

You CAN say (with disclaimers):

  • "I personally earned $X last month" — if true and documented
  • "My results over the past year have been..." — if accurate
  • "Here's my actual income statement" — if genuine

Required disclaimers:

  • "Results vary based on individual effort"
  • "This is my personal experience, not typical"
  • "See Income Disclosure for typical results"

Income Disclosure Statement​

You CAN:

  • Share the official Income Disclosure
  • Quote statistics from Income Disclosure
  • Direct people to read the Income Disclosure

General Opportunity Information​

You CAN say:

  • "There is an opportunity to earn"
  • "Many factors affect success"
  • "Results depend on your effort, skills, and market"
  • "No income is guaranteed"

Example Safe Statements​

Good Example 1​

"As an IA, I've had success, but everyone's results are different. Check the Income Disclosure Statement for typical results. Success depends on many factors including your effort, skills, and dedication."

Good Example 2​

"The compensation plan is publicly available. I can walk you through how commissions work. Remember, actual earnings vary significantly by individual."

Good Example 3​

"I earned $X last month [documented], but I want to be clear—this is my personal result after Y months of work. Results are not typical and depend on individual effort."

Required Elements​

When discussing earnings, always include:

  • Disclaimer that results vary — FTC requirement
  • Reference to Income Disclosure — Provides context
  • Note that income depends on effort — Sets realistic expectations
  • Acknowledgment of your IA status — Material connection disclosure

Best Practices​

  • Stick to facts — Facts are defensible
  • Use company documents — Pre-approved
  • Include full context — Avoids misleading
  • Keep records — Proof if questioned