Earnings Claims - Allowed

What you CAN say about income and earnings.

Safe Earnings Statements

Factual Compensation Structure

✅ Allowed
"IAs earn commissions on downline purchases"
"The compensation plan pays X% on level 1"
"Commission rates are documented in the Compensation Plan"
"Earnings depend on individual effort and results"

Your Verified Personal Experience

✅ Allowed (with disclaimers)
"I personally earned $X last month" — if true and documented
"My results over the past year have been..." — if accurate
"Here's my actual income statement" — if genuine

Required disclaimers:

• "Results vary based on individual effort"
• "This is my personal experience, not typical"
• "See Income Disclosure for typical results"

Income Disclosure Statement

✅ Allowed
Sharing the official Income Disclosure
Quoting statistics from Income Disclosure
Directing people to read the Income Disclosure

General Opportunity Information

✅ Allowed
"There is an opportunity to earn"
"Many factors affect success"
"Results depend on your effort, skills, and market"
"No income is guaranteed"

Example Safe Statements

Good Example 1

"As an IA, I've had success, but everyone's results are different. Check the Income Disclosure Statement for typical results. Success depends on many factors including your effort, skills, and dedication."

Good Example 2

"The compensation plan is publicly available. I can walk you through how commissions work. Remember, actual earnings vary significantly by individual."

Good Example 3

"I earned $X last month [documented], but I want to be clear—this is my personal result after Y months of work. Results are not typical and depend on individual effort."

Required Elements

When discussing earnings, always include:

Element	Why
Disclaimer that results vary	FTC requirement
Reference to Income Disclosure	Provides context
Note that income depends on effort	Sets realistic expectations
Acknowledgment of your IA status	Material connection disclosure

Best Practices

Do	Because
Stick to facts	Facts are defensible
Use company documents	Pre-approved
Include full context	Avoids misleading
Keep records	Proof if questioned