Policies Summary
Key policies at a glance for quick reference.
Agreement Components
When someone becomes an Independent Associate, they agree to:
- IA Application — Registration and personal details
- Policies & Procedures — Rules governing IA conduct
- Compensation Plan — How commissions are earned
- Terms of Service — Website and platform usage
Code of Ethics
All IAs must:
- Act with honesty and integrity
- Represent products and opportunity accurately
- Comply with all applicable laws
- Respect the rights of other IAs
- Not make income guarantees or unrealistic claims
Critical Prohibitions
- Income guarantees — Violates FTC guidelines
- Investment claims — CSR is not a security
- Lifestyle promises — Misleading marketing
- Unauthorized marketing — Brand and compliance risk
- Cross-recruiting — Violates IA Agreement
- Operating in sanctioned territories — Legal liability, account termination
Data Protection
Company handles personal data in accordance with applicable privacy laws.
- Data minimization — Collect only what's needed
- Purpose limitation — Use data only for stated purposes
- Security — Encryption and access controls
- Retention — Keep only as long as necessary
- Rights — Honor access, correction, deletion requests
Your responsibilities:
- Protect any customer data you collect
- Don't share personal information inappropriately
- Report any suspected data breaches
- Comply with local privacy laws in your territory
Key Thresholds
- Withdrawal minimum — $150 (after fees)
- Withdrawal maximum — $3,000 (per transaction)
- CSR large withdrawal — ≥300,000 CSR (CEO approval)
- Business license renewal — 90 days before anniversary
- Gift code validity — 7 days (CSRnow purchases)
Account Statuses
- Active — In good standing
- Pending — Awaiting KYC/KYB approval
- Suspended — Temporary restriction
- Cancelled — No longer active
Dispute Resolution
Disputes follow this sequence:
- Informal resolution — Direct contact with company
- Mediation — If informal fails
- Arbitration — Binding, per IA Agreement terms
Important Deadlines
- Cancellation full refund — 10 days from enrollment
- License renewal — 90 days before anniversary
- Pay run cutoff — Friday 23:59 GMT
- Gift code purchase — 7 days from order