Status: Unreviewed
Policies Summary
Key policies at a glance for quick reference.
Agreement Components
When someone becomes an Independent Associate, they agree to:
| Component | Purpose |
|---|---|
| IA Application | Registration and personal details |
| Policies & Procedures | Rules governing IA conduct |
| Compensation Plan | How commissions are earned |
| Terms of Service | Website and platform usage |
Code of Ethics
All IAs must:
- Act with honesty and integrity
- Represent products and opportunity accurately
- Comply with all applicable laws
- Respect the rights of other IAs
- Not make income guarantees or unrealistic claims
Critical Prohibitions
| Prohibited Activity | Why It Matters |
|---|---|
| Income guarantees | Violates FTC guidelines |
| Investment claims | CSR is not a security |
| Lifestyle promises | Misleading marketing |
| Unauthorized marketing | Brand and compliance risk |
| Cross-recruiting | Violates IA Agreement |
| Operating in sanctioned territories | Legal liability, account termination |
Data Protection
Company handles personal data in accordance with applicable privacy laws.
| Principle | How We Comply |
|---|---|
| Data minimization | Collect only what's needed |
| Purpose limitation | Use data only for stated purposes |
| Security | Encryption and access controls |
| Retention | Keep only as long as necessary |
| Rights | Honor access, correction, deletion requests |
Your responsibilities:
- Protect any customer data you collect
- Don't share personal information inappropriately
- Report any suspected data breaches
- Comply with local privacy laws in your territory
Key Thresholds
| Process | Threshold | Requirement |
|---|---|---|
| Withdrawal minimum | $150 | After fees |
| Withdrawal maximum | $3,000 | Per transaction |
| CSR large withdrawal | ≥300,000 CSR | CEO approval |
| Business license renewal | 90 days | Before anniversary |
| Gift code validity | 7 days | CSRnow purchases |
Account Statuses
| Status | Meaning |
|---|---|
| Active | In good standing |
| Pending | Awaiting KYC/KYB approval |
| Suspended | Temporary restriction |
| Cancelled | No longer active |
Dispute Resolution
Disputes follow this sequence:
- Informal resolution — Direct contact with company
- Mediation — If informal fails
- Arbitration — Binding, per IA Agreement terms
Important Deadlines
| Event | Deadline |
|---|---|
| Cancellation full refund | 10 days from enrollment |
| License renewal | 90 days before anniversary |
| Pay run cutoff | Friday 23:59 GMT |
| Gift code purchase | 7 days from order |